Legal Notice

1. Purpose and acceptance

This legal notice governs the use of the website retuertoyasociados.com.

The website retuertoyasociados.com provides services whose main purpose is to enable contact between users and the company, whether to get in touch with us or to exercise their data protection rights.

Browsing the retuertoyasociados.com website confers the status of user on you and implies full, unreserved acceptance of each and every provision included in this legal notice, which may be amended.

You agree to make proper use of the website in accordance with the law, good faith, public order, generally accepted standards of use, and this legal notice. You will be liable to RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. and to third parties for any damage or loss that may be caused as a result of failing to comply with this obligation.

2. Ownership of the website and identification of the service provider

In order to comply with the general information requirement set out in article 10 of Law 34/2002, of 11 July, on information society services and electronic commerce, we inform our users that this website belongs to RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L., with tax ID (CIF) B38965463, registered with the Companies Registry of Tenerife (Registro Mercantil de Tenerife) on page 45073, folio 11, of volume 3073, section 8.

3. General terms of access and use

Access to the website and its services is free of charge, although the use of certain areas or services is subject to completing data collection forms. Only those over the age of 18 may provide data through our website, and those under 14 may not provide data without the consent of a parent or guardian.

You guarantee the authenticity and accuracy of all data you provide to RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. and will be solely responsible for any false or inaccurate statements you make. retuertoyasociados.com has the following types of users:

• Users who have not contacted RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. but whose data is collected: data provided by cookies.
• Users who provide data through any of the available forms: the personal data RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. requests includes name and email address, plus any data provided by the user when filling in the forms.

3.1. Rules and prohibited uses

You expressly agree to make proper use of the content and services offered and not to use them to:

• Distribute content that is criminal, violent, pornographic, racist, xenophobic, offensive, that glorifies terrorism or that is otherwise contrary to the law or public order.
• Introduce computer viruses onto the network or carry out actions likely to alter, damage, interrupt or cause errors or damage to the electronic documents, data, or physical and logical systems of RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. or of third parties, or to hinder other users' access to the website and its services.
• Attempt to access restricted areas of the computer systems of RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. or of third parties and, where applicable, extract information.
• Infringe intellectual or industrial property rights, or breach the confidentiality of information belonging to RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. or to third parties.
• Impersonate another user, a public authority or a third party.
• Reproduce, copy, distribute, make available or otherwise publicly communicate, transform or modify the content, unless authorised by the holder of the relevant rights or where legally permitted.
• Collect data for advertising purposes and send advertising of any kind and communications for sales or other commercial purposes without a prior request or consent.

3.2. Procedure in the event of unlawful activity

If any user or third party believes there are facts or circumstances that reveal the unlawful nature of the use of any content or of any activity carried out on the web pages included in, or accessible through, the website, they must send a notification to RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. duly identifying themselves, specifying the alleged infringements, and expressly declaring, on their own responsibility, that the information provided in the notification is accurate.

4. Privacy policy

You can find out how RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. uses your data and the security measures in place in the privacy policy.

5. Cookie policy

RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. installs cookies on your computer. To find out more about our website's cookies, please see the cookie policy.

6. Notifications

All notifications and communications between users and RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. shall be considered valid, for all purposes, when made by post, email or telephone. Users must contact RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L.:

• By post to: RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. — Calderón de la Barca, 2 - Oficina 3, 38005 Santa Cruz de Tenerife.
• By email to: gerencia@retuertoyasociados.com.

7. Industrial and intellectual property

All the content on the website, such as texts, photographs, graphics, images, icons, technology and software, as well as its graphic design and source code, constitute a work owned by RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L., and no exploitation rights over them are transferred to the user beyond what is strictly necessary for the proper use of the website.

In short, users accessing this website may view the content and, where applicable, make authorised private copies, provided that the reproduced elements are not subsequently transferred to third parties, are not installed on servers connected to networks, and are not exploited in any way, and only for as long as the service remains in force.

Likewise, all trademarks, trade names or distinctive signs of any kind appearing on the website are the property of RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L., and use of or access to the website does not grant the user any rights over them.

Distribution, modification, assignment or public communication of the content, and any other act not expressly authorised by RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L., are prohibited. In the event of non-compliance, RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. will take appropriate legal action.

8. Disclaimer of liability and amendment of this legal notice

The website retuertoyasociados.com uses information security techniques such as firewalls, access control procedures and cryptographic mechanisms, all with the aim of preventing unauthorised access to data and guaranteeing its confidentiality.

The information published on this website is provided solely for information purposes. RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. reserves the right to remove or suspend its publication, in full or in part, and to modify the structure and content of this website without prior notice, and may even restrict or deny access to such information. RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. seeks to maintain the quality and up-to-date nature of this information and to avoid and minimise any possible errors, but will not be liable for any loss or damage caused by decisions made on the basis of the information published, nor for any inaccuracies, omissions or errors it may contain, nor for any problems arising from the use of this website or any externally linked site, nor for any damage to the user's software or hardware arising from access to this website.

Users expressly accept that RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. will not be liable for unauthorised access to, or alteration of, their transmissions or data, for any material or data sent or received, or not sent or received, or for any transaction carried out through its website.

RICARDO RETUERTO CORREDURÍA DE SEGUROS, S.L. reserves the right to amend this legal notice unilaterally and without prior notice, on such terms and conditions as it sees fit, its sole obligation being to inform the user of any changes made via retuertoyasociados.com.

9. Partial invalidity

If any of these clauses is declared null and void by a final ruling issued by a competent authority, the remaining terms and conditions shall remain in force and shall not be affected by such a declaration of invalidity.

10. Applicable law and competent courts

This website is subject to applicable Spanish legislation and European regulations.

Any dispute arising from, or related to, the use of the website or of such products shall be submitted to the non-exclusive jurisdiction of the Spanish courts of the province of Santa Cruz de Tenerife.

If you are an end consumer, nothing in this clause shall affect the rights granted to you as such under current legislation, and you may choose to file a claim to assert your rights in relation to these terms before the court corresponding to your place of residence.