Accidents
Workplace accidents and the cover made compulsory by collective agreement for staff.
What does it cover?
Accident insurance covers all costs arising from an accident: ambulance, hospitalisation, doctors and treatment.
It also adds compensation for death or disability resulting from an accident, whether at work or not, 24 hours a day.
Standard cover
- Compensation for accidental death
- Compensation for permanent disability
- Medical assistance: ambulance, hospitalisation, doctors and treatment
- 24-hour cover, at work and outside it
What an Insurance Broker really is
The broker is the expert who mediates between the insurance company and the client, representing the insured party and their interests, rather than the insurer alone.
We are the only professionals legally qualified and authorised to advise with strict independence and impartiality from insurance companies.
- We compare the marketAdvice based on an objective analysis of contracts from a sufficient number of insurance companies.
- It costs you nothingThe broker is paid by the insurer in the form of commission. In principle, the service has no cost for the client.
- We handle everythingFrom taking out the policy through to the claim, if one arises.
- We look after your interestsWith the insurer, just as a solicitor would.
Other business insurance
Industrial multi-risk
Premises, machinery and stock, plus loss of profits if a claim affects the business's activity.
View insurance
Liability
General, employer's, product and completed-works liability, tailored to the sector and the company's turnover.
View insurance
Directors and officers (D&O)
Protects the personal assets of those who manage or run the company against claims arising from their management decisions.
View insurance
Cybersecurity
Covers the costs and business impact of incidents resulting from a cyberattack.
View insurance
Environmental Liability
Covers the duty to prevent, avoid and remedy environmental damage imposed by Ley 26/2007 (Spanish Environmental Liability Act).
View insurance
Credit and Surety
Credit insurance guarantees payment if the debtor becomes insolvent; surety guarantees that you fulfil your obligations.
View insuranceWhat people tend to believe, and what actually happens
Five ideas we hear often that prove costly the day there's a claim.
"Going it alone works out cheaper."
The broker costs you nothing: the insurer pays them. And a broker compares several companies at once that you'd otherwise have to approach one by one.
"All policies are the same."
Two policies at the same price can have very different limits, excess and exclusions. What matters is what the terms say on the day of the claim.
"The broker works for the insurer."
The broker represents the insured party and their interests. It's the insurer's agent who represents the company — a different role entirely.
"If I have a claim, I'll sort it out myself."
How the report is opened and documented shapes everything that follows. We handle it, and the claim as well.
"Switching insurer is a hassle."
We manage it for you, including cancelling the previous policy in good time so it doesn't auto-renew.
"The compulsory insurance is enough for me."
The legal minimum covers what you cause to third parties, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare an accident insurance quote for you?
Tell us about your case and we'll send you a comparison of the best options on the market — the best support for making the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers, we're paid by the insurer, not by you.
- Quick responseDuring office hours, usually the same day.
What questions do you have?
We'll get back to you with an accident insurance quote and a tailored comparison.
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Prefer to talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.