Savings
Savings insurance to structure the company's pension and remuneration policy.
What is it?
Savings insurance is a financial product that offers very favourable returns depending on how long the capital is invested for.
Besides the return, savings insurance includes cover for permanent disability and death.
Standard cover
- Return based on how long the capital is invested for
- Permanent disability
- Death
- Access to the capital under the agreed terms
What an Insurance Broker really is
A broker is the expert who acts as an intermediary between the insurance company and the client, representing the insured party and their interests, not the insurer exclusively.
We are the only professionals legally qualified to advise with strict independence and impartiality from insurance companies.
- We compare the marketAdvice based on an objective analysis of contracts from a sufficient number of insurers.
- It costs you nothingThe broker is paid by the insurer in commissions. In principle, the service costs the client nothing.
- We handle everythingFrom taking out the policy to the claim, if one happens.
- We look after your interestsBefore the insurer, just as a lawyer would.
Other business insurance
Industrial multi-risk
Facilities, machinery and stock, plus loss of profits if a claim affects the business.
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Liability
General, employer's, product and completed-works liability, tailored to the sector and turnover of the business.
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Directors and Officers (D&O)
Protects the personal assets of those who manage or direct the company against claims arising from their management decisions.
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Cybersecurity
Covers the costs and business impact of incidents arising from a cyberattack.
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Environmental Liability
Covers the obligation to prevent, avoid and remedy environmental damage imposed by Ley 26/2007 (Spain's Environmental Liability Act).
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Credit and Surety
Credit insurance guarantees payment if the debtor becomes insolvent; surety guarantees you meet your own obligations.
View coverWhat people tend to believe, and what actually happens
Five ideas we hear often, and that end up costing dearly on the day of a claim.
"Going it alone works out cheaper."
A broker costs you nothing: the insurer pays them. And a broker compares several companies at once that you would otherwise have to approach one by one.
"All policies are the same."
Two policies at the same price can have very different limits, excesses and exclusions. What matters is what the terms say on the day of the claim.
"The broker works for the insurer."
The broker represents the insured party and their interests. The person who represents the company is its agent, which is a different role altogether.
"If I have a claim, I'll sort it out myself."
How the report is opened and documented shapes everything that follows. We handle it for you, and the claim itself too.
"Switching insurer is a hassle."
We handle it for you, including cancelling the previous policy in time so it doesn't renew automatically.
"The compulsory minimum is enough for me."
The legal minimum covers what you cause to others, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare a savings insurance quote?
Tell us about your situation and we'll send you a comparison of the best options on the market, the best backing for the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers we're paid by the insurer, not by you.
- Fast responseDuring office hours, usually the same day.
What would you like to ask?
We'll get back to you with a savings insurance quote and a tailored comparison.
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Would rather talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.