Life
Individual and group life insurance for directors and staff, including cover required under collective agreements.
What does it involve?
Life insurance exists because people need a policy that protects their family in an extreme and/or serious situation, such as sudden death or permanent disability.
The sum insured is paid to the beneficiaries you choose, and can also serve as security for a mortgage loan.
In a business context, life insurance is often taken out as a group policy for the whole workforce and can form part of the commitments set out in a collective agreement.
Standard cover
- Death from any cause
- Total permanent disability
- Double sum insured in the event of accident
- Early payout of capital for critical illness
- Beneficiaries of your choice
What an Insurance Broker Really Is
A broker is the expert who acts between the insurance company and the customer, representing the insured party and their interests, not the insurer alone.
We are the only professionals legally qualified to advise with strict independence and impartiality from insurance companies.
- We compare the marketAdvice based on an objective analysis of contracts from a sufficient number of insurance companies.
- It costs you nothingThe broker is paid by the insurer through commissions. In principle, the service is free for the client.
- We take care of everythingFrom taking out the policy through to any claim, should one arise.
- We defend your interestsBefore the insurer, just as a lawyer would.
Other business insurance
Industrial multi-risk
Facilities, machinery and stock, plus loss of profits if a claim affects the business's activity.
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Liability
General, employer's, product and completed-works liability, tailored to the company's sector and turnover.
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Directors and officers (D&O)
Protects the personal assets of those who manage or direct the company against claims arising from their management decisions.
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Cybersecurity
Covers the costs and business impact of incidents arising from a cyberattack.
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Environmental Liability
Covers the obligation to prevent, avoid and remedy environmental damage imposed by Law 26/2007.
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Credit and Surety
Credit insurance guarantees payment in the event of debtor insolvency; surety guarantees the fulfilment of your obligations.
View insuranceWhat people tend to believe and what actually happens
Five ideas we often hear that prove costly the day there's a claim.
"Going it alone is cheaper."
A broker costs you nothing: they're paid by the insurer. And they compare several companies at once that you'd otherwise have to approach one by one.
"All policies are the same."
Two policies at the same price can have very different limits, excesses and exclusions. What matters is what the terms say on the day of the claim.
"The broker works for the insurer."
The broker represents the insured party and their interests. It's the insurer's agent who represents the company — a different role altogether.
"If I have a claim, I'll sort it out myself."
How the claim report is opened and documented shapes the entire process afterwards. We handle it, and the claim itself too.
"Switching insurer is a hassle."
We handle it for you, including cancelling the previous policy in time so it doesn't renew automatically.
"The compulsory cover is enough for me."
The legal minimum covers what you cause to third parties, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare a life insurance quote for you?
Tell us about your situation and we'll send you a comparison of the best options on the market, the best backing for the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers, we're paid by the insurer, not by you.
- Quick responseDuring office hours, usually the same day.
What questions do you have?
We'll get back to you with a life insurance quote and a tailored comparison.
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Prefer to talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.