Accident
Covers the costs arising from an accident and pays compensation for death or disability.
What does it cover?
Accident insurance covers all the costs arising from an accident: ambulance, hospitalisation, doctors and treatment.
It also adds compensation for death or disability resulting from an accident, whether at work or not, 24 hours a day.
Standard cover
- Compensation for accidental death
- Compensation for permanent disability
- Healthcare: ambulance, hospitalisation, doctors and treatment
- 24-hour cover, at work and outside it
What an Insurance Broker really is
The broker is the expert who mediates between the insurance company and the client, representing the insured party and their interests, rather than the insurer exclusively.
We are the only professionals legally qualified to advise with strict independence and impartiality from insurance companies.
- We compare the marketAdvice based on an objective analysis of policies from a sufficient number of insurance companies.
- It costs you nothingThe broker is paid by the insurer in the form of commission. In principle, the service costs the client nothing.
- We take care of everythingFrom taking out the policy to the claim, should one arise.
- We defend your interestsWith the insurer, in the same way a lawyer would.
Other insurance for individuals
Car
From third-party cover to fully comprehensive, with travel assistance, a replacement vehicle and legal expenses.
View policy
Motorbike
In Spain, insurance for motorbikes and mopeds is compulsory in order to ride legally.
View policy
Electric scooter
Third-party liability to ride, plus the option to also cover accidents and the scooter itself.
View policy
Home
Water damage, broken glass, fire, weather events, electrical faults, breakdowns and theft.
View policy
Holiday rental
A property used for holiday lets carries risks that a standard home policy doesn't cover.
View policy
Rent guarantee
You keep receiving the rent even if the tenant stops paying, with legal proceedings and damage covered.
View policyWhat people tend to believe, and what actually happens
Five ideas we hear often, and that turn out to be costly the day there's a claim.
"Going it alone is cheaper."
The broker costs you nothing: they're paid by the insurer. And they compare several companies at once, which you would otherwise have to approach one by one.
"All policies are the same."
Two policies at the same price can have very different limits, excesses and exclusions. What matters is what the terms say on the day of the claim.
"The broker works for the insurer."
The broker represents the policyholder and their interests. The one who represents the company is its agent, which is a different role altogether.
"If I have a claim, I'll sort it out myself."
How the report is opened and documented shapes the whole process that follows. We handle that for you, and the claim too.
"Switching insurer is a hassle."
We manage it for you, including cancelling the previous policy in time so it doesn't renew on its own.
"The compulsory minimum is enough for me."
The legal minimum covers what you cause to others, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare an accident insurance quote for you?
Tell us about your case and we'll send you a comparison with the best options on the market, the best support for making the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers, we're paid by the insurer, not by you.
- Fast responseDuring office hours, usually the same day.
What questions do you have?
We'll get back to you with an accident insurance quote and a tailored comparison.
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Would you rather talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.