Legal Expenses Insurance
Covers the defence of your interests, advances compensation payments and provides telephone legal assistance.
What does it cover?
Legal expenses insurance covers the defence of the insured party's interests, advances any compensation due to the policyholder, and provides telephone legal assistance.
The insurer first attempts an amicable settlement and only goes to court afterwards, when the insured party suffers a loss that could give rise to a claim against a third party. It includes legal advice from expert lawyers.
Typical cover
- Defence of the insured party's interests
- Claims for damage against third parties
- Advance payment of compensation
- Telephone legal assistance
- Amicable settlement before going to court
- Lawyer's and court agent's fees
What an Insurance Broker really is
The broker is the expert who mediates between the insurance company and the client, representing the insured party and their interests, rather than the insurer exclusively.
We are the only qualified professionals legally authorised to advise with strict independence and impartiality from insurance companies.
- We compare the marketAdvice based on an objective analysis of contracts from a sufficient number of insurance companies.
- It costs you nothingThe broker is paid by the insurer in the form of commissions. As a rule, the service costs the client nothing.
- We take care of everythingFrom taking out the policy to the claim, if one occurs.
- We defend your interestsWith the insurer, in the same way a lawyer would.
Other personal insurance
Car
From third-party cover to fully comprehensive, with travel assistance, a replacement vehicle and legal expenses.
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Motorbike
In Spain, motorbike and moped insurance is compulsory in order to ride legally.
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Electric Scooter
Third-party liability to ride legally, plus the option to also cover accidents and the scooter itself.
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Home
Water damage, glass breakage, fire, weather events, electrical short-circuits, breakdowns and theft.
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Holiday rental
A holiday-let property carries risks that a standard home policy doesn't cover.
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Rent guarantee
You keep receiving the rent even if the tenant stops paying, with legal proceedings and damage also covered.
View insuranceWhat people tend to believe, and what actually happens
Five ideas we hear often that prove costly the day there's a claim.
"Going it alone is cheaper."
The broker costs you nothing: the insurer pays them. And they compare several companies at once that you'd otherwise have to approach one by one.
"All policies are the same."
Two policies at the same price can have very different limits, excesses and exclusions. What matters is what the terms say on the day of the claim.
"The broker works for the insurer."
The broker represents the insured party and their interests. It's the insurer's agent who represents the company — a different role altogether.
"If I have a claim, I'll sort it out myself."
How the claim report is opened and documented shapes everything that follows. We handle it, and the claim itself too.
"Switching insurer is a hassle."
We handle it for you, including cancelling the previous policy in time so it doesn't renew automatically.
"The compulsory cover is enough for me."
The legal minimum covers what you cause to others, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare a legal expenses insurance quote?
Tell us about your situation and we'll send you a comparison of the best options on the market — the best support for the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers, we're paid by the insurer, not by you.
- Fast responseDuring office hours, usually the same day.
What questions do you have?
We'll reply with a legal expenses insurance quote and a tailored comparison.
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Prefer to talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.