Special Dependency Insurance
Very affordable and available at any age: no one is exempt from the risk of becoming dependent.
What is it?
This is a very affordable policy that anyone, at any age, should have, because no one is exempt from the risk of a sporting, motorbike or bicycle accident, a workplace accident or an illness that leaves them in a situation of dependency.
If severe dependency or major dependency is recognised in the future, the policy pays out: you can choose between a lifelong monthly income or a lump sum. This benefit helps pay for the assistance and care the situation requires, so the whole burden doesn't fall on the family.
Standard cover
- Lifelong monthly income or lump sum, your choice
- Severe dependency and major dependency
- Dependency arising from accident or illness
- Available at any age
- Very affordable premiums
What an Insurance Broker really is
A broker is the expert who acts between the insurance company and the client, representing the insured party and their interests, and not the insurer exclusively.
We are the only professionals legally qualified to advise with strict independence and impartiality from insurance companies.
- We compare the marketAdvice based on an objective analysis of contracts from a sufficient number of insurance companies.
- It costs you nothingThe broker is paid by the insurer in the form of commissions. In principle, the service has no cost for the client.
- We handle everythingFrom taking out the policy to the claim, if one arises.
- We defend your interestsBefore the insurance company, in the same way a solicitor would.
Other insurance for individuals
Title Insurance
Protects the buyer against liens, encumbrances or claims predating the purchase of the property.
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Canoe and kayak insurance
Personal accident cover and, optionally, loss of or damage to the craft.
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Drones
Liability, theft and legal expenses cover for anyone piloting a remote-controlled aircraft, whether as a hobby or for work.
View policyWhat people tend to believe, and what actually happens
Five ideas we hear often, which turn out to be costly on the day there's a claim.
"Going it alone is cheaper."
The broker costs you nothing: the insurer pays them. And we compare several companies at once, which you would otherwise have to approach one by one.
"All policies are the same."
Two policies at the same price can have very different limits, excesses and exclusions. What matters is what the terms say on the day of the claim.
"The broker works for the insurer."
The broker represents the insured party and their interests. It's the insurer's agent, a different role altogether, who represents the company.
"If I have a claim, I'll sort it out myself."
How the claim form is opened and documented shapes everything that follows. We handle that for you, and the claim itself too.
"Switching insurer is a hassle."
We handle it for you, including cancelling the previous policy in time so it doesn't renew automatically.
"The compulsory insurance is enough for me."
The legal minimum covers what you cause to others, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare a special dependency insurance quote for you?
Tell us about your situation and we'll send you a comparison of the best options on the market, the best support for making the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers, we're paid by the insurer, not by you.
- Quick responseDuring office hours, usually the same day.
What questions do you have?
We'll get back to you with a special dependency insurance quote and a tailored comparison.
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Would you rather talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.