Special Long-Term Care (Dependency) Insurance
Long-term care cover for management and staff as part of flexible remuneration.
What does it involve?
This is a very affordable policy that everyone should have, whatever their age, because no one is exempt from the risk of a sporting, motorcycle or cycling accident, a workplace accident, or an illness that leaves them in a situation of long-term care need.
If, in future, a severe or major long-term care need is recognised, the policy pays out: you can choose between a monthly annuity for life or a single lump sum. This benefit helps cover the care and support that situation requires, without the whole burden falling on the family.
Typical cover
- Monthly annuity for life or a single lump sum, your choice
- Severe and major long-term care needs
- Care needs arising from accident or illness
- Cover available at any age
- Very competitive premiums
What an Insurance Broker Really Is
The broker is the expert who acts as an intermediary between the insurance company and the client, representing the insured party and their interests, not just the insurer.
We are the only professionals legally qualified to advise with strict independence and impartiality in relation to insurance companies.
- We compare the marketAdvice based on an objective analysis of contracts from a sufficient number of insurers.
- It costs you nothingThe broker is paid by the insurer in the form of commissions. In principle, the service is free for the client.
- We take care of everythingFrom taking out the policy through to any claim, should one arise.
- We defend your interestsBefore the company, just as a lawyer would.
What people tend to believe, and what actually happens
Five things we hear often that prove costly the day there's a claim.
«Going it alone is cheaper.»
The broker costs you nothing: the insurer pays them. And we compare several companies at once that you would otherwise have to approach one by one.
«All policies are the same.»
Two policies at the same price can have very different limits, excesses and exclusions. What matters is what the terms say on the day of the claim.
«The broker works for the insurer.»
The broker represents the insured party and their interests. It is the insurer's agent who represents the company — a different role altogether.
«If I have a claim, I'll sort it out myself.»
How the claim is opened and documented shapes everything that follows. We handle it for you, including any dispute.
«Switching insurer is a hassle.»
We take care of it, including cancelling the previous policy in time so it doesn't renew automatically.
«Compulsory cover is enough for me.»
The legal minimum covers damage you cause to others, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare a special long-term care insurance quote for you?
Tell us about your situation and we'll send you a comparison of the best options on the market — the best support for making the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers, we are paid by the insurer, not by you.
- Fast responseDuring office hours, usually the same day.
What questions do you have?
We'll come back to you with a special long-term care insurance quote and a tailored comparison.
Can’t see the form? Open it in a new window.
Prefer to talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.