Canoe and Kayak Insurance
For water-sports businesses: personal accident cover, damage to craft and third-party liability.
What does it involve?
Canoe and kayak insurance includes personal accident cover and, optionally, loss of or damage to the craft.
Damage cover includes partial damage from collision, grounding, sinking, fire or heavy seas, as well as third-party liability arising from use of the craft.
Standard cover
- Personal accidents
- Loss of or damage to the craft (optional)
- Partial damage from collision, grounding, sinking, fire or heavy seas
- Third-party liability
What an Insurance Broker Really Is
A broker is the expert who acts between the insurance company and the client, representing the insured party and their interests, not solely the insurer's.
We are the only professionals legally qualified to advise with strict independence and impartiality from insurance companies.
- We compare the marketAdvice based on an objective analysis of contracts from a sufficient number of insurance companies.
- It costs you nothingThe broker is paid by the insurer in the form of commissions. In principle, the service costs the client nothing.
- We handle everythingFrom taking out the policy through to the claim, if one arises.
- We defend your interestsAgainst the insurer, in the same way a lawyer would.
What People Tend to Believe, and What Actually Happens
Five ideas we hear often that turn out to be costly the day there's a claim.
"Going it alone works out cheaper."
A broker costs you nothing: they're paid by the insurer. And they compare several companies at once that you'd otherwise have to approach one by one.
"All policies are the same."
Two policies at the same price can have very different limits, excesses and exclusions. What matters is what the terms say on the day of the claim.
"The broker works for the insurer."
The broker represents the insured and their interests. The person who represents the company is its agent, which is a different role entirely.
"If I have a claim, I'll sort it out myself."
How the report is opened and documented shapes the whole process afterwards. We handle it, and the claim too.
"Switching insurer is a hassle."
We handle it, including cancelling the previous policy in good time so it doesn't renew on its own.
"The compulsory cover is enough for me."
The legal minimum covers what you cause to others, not what happens to you. That's the difference between a scare and a real problem.
Shall we prepare a canoe and kayak insurance quote for you?
Tell us about your situation and we'll send you a comparison with the best options on the market, the best support for making the right decision.
- No obligationWe give you the price and the cover; you decide.
- No costAs brokers we're paid by the insurer, not you.
- Fast responseDuring office hours, usually the same day.
What questions do you have?
We'll get back to you with a canoe and kayak insurance quote and a tailored comparison.
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Prefer to talk? Call us on 922 235 203 or message us on WhatsApp at 667 420 381.