What a Cyber Risk Insurance Policy Covers (and What It Doesn't)
The standard types of cover with examples, what's usually excluded and what to check if you're an SME or self-employed.
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The First 48 Hours After a Cyber Attack: What to Do and in What Order
What to do and in what order: contain, notify the insurer, document, restore and communicate without making things worse.
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CEO Fraud, Phishing and Fake Invoices: How to Stop Them in Your Business
How the scams that divert payments work, how to stop them with simple procedures, and what insurance can do about it.
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Illegal Occupation: Trespass or Unlawful Occupation?
Why it matters whether the occupied property is your main residence, and what to do in each case as an owner.
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How to Prevent the Occupation of an Empty Home
Practical measures for second homes, inherited properties and flats between two tenants.
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Home Insurance and Occupation: What to Check in Your Policy
The 12 questions worth asking your home or legal expenses policy before you need it.
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Tenant home insurance: what's yours to insure
What the landlord's policy protects, what's left out, and what's worth insuring yourself if you rent your home.
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Deposit and damage when leaving a rented flat
Inventory, normal wear and tear versus damage, and handing back the keys: how to get your deposit back without disputes.
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Tenant liability: damage to a neighbour
A leak in your rented flat damages the neighbour downstairs: who is liable depending on the cause, and which insurance pays.
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What Is Critical Illness Insurance?
How the capital-on-diagnosis benefit works and how it differs from life, health, accident and incapacity insurance.
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Critical Diagnosis and Family Finances
What expenses appear, what income falls, and how to prepare household finances before you need it.
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Self-Employed and Critical Illness: How to Protect Your Income
How to protect your income and keep your business running if a critical illness forces you to stop.
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Lorry and industrial vehicle insurance: what to cover beyond the compulsory minimum
What's worth insuring on a lorry beyond the compulsory cover: own damage, load, trailer, downtime and driver.
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Tractors on public roads: insurance, ITV and third-party liability
Compulsory insurance, the ITV and the difference between damage a tractor causes while driving and while working.
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Mixed fleets: how to organise the policies for vans, lorries and machinery
Vans, lorries, trailers and machinery in the same business: which policy fits each one and how to manage them.
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